Having a good credit report means it will be easier for you to get loans and lower interest rates, which usually translate into smaller monthly payments. Learn how you can improve your credit score.
Having a good credit report means it will be easier for you to get loans and lower interest rates, which usually translate into smaller monthly payments. Learn how you can improve your credit score.
If you are a newly-arrived or established resident refugee, or a member of the welfare-to-work population in the Rochester area, the Catholic Family Center of Rochester has over 25 years of experience with placing people like you in employment opportunities by removing barriers to employment and creating a pathway to permanent self-reliance. Learn more about their employment and loan services.
Meet an area business owner who took his last $350 and turned it into a multimillion dollar company. We’ll also introduce you to some entrepreneurs who haven’t let disabilities stand in their way. Plus, State Department of Labor Commissioner Colleen Gardner discusses tax credits for businesses that hire those who have been out of work. Also, we take a look at the benefits of attending job fairs.
After graduating college with a degree in industrial engineering, Heidi is treading water with a part-time job as an administrative assistant while searching for a job in her chosen field. As she focuses on networking, she lives in a basement apartment in her parents’ home and works on creating a very tight budget in order to pay off student and auto loans.
Heidi says: ‘They don’t teach you how to manage your budget.’ | • Watch Video
At age 38, Melissa already has a degree in business management and business economics, but after getting laid off, she was not able to find a job in her area that would meet her financial needs. Working with her local One Stop Career Center, she applied for federal grants and took out loans, and is now going back for a third degree, aimed at landing her a medical administration position.
Melissa says: ‘It’s still scary. Even if I get done [with my degree], is there going to be something out there when I’m done? Because there’s not a guarantee.’ | • Watch Video
Payday loans are very expensive and can become hard to pay back. Listed here, you will find several alternatives to obtaining a payday loan that you may wish to consider.
Rebecca formerly worked as a marketing manager, selling home loan packages to large banks. When she lost her job, it was very difficult on her and her family, but now she is carving out a new path that may offer greater stability in the future. Rebecca, who lives in New York’s Capital Region with her husband and children, has decided to leave the cubicle for nursing school. At the same time, she continues to work, finding spare moments to study for her nursing courses during work breaks. It is a grueling schedule, but one that Rebecca believes will ultimately pay off.
Rebecca says: ‘You have to roll with the punches. You have to roll with the times, and you have to see what jobs are in demand.’ | • Watch Video
Wayne built a multimillion dollar company starting with just $350. After losing his job as a photographer in 2004, he decided to market his own nasal spray headache cure. Now, he’s hoping to embark on a similar business venture with skin care products. Wayne says business loans are hard to come by for small businesses, even those that are successful.
Wayne says: ‘Small businesses create 60 percent of the jobs in this country. Without small business, you’re never going to bounce back.’ | • Watch Video
