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Help Wanted Highlight

Every hour, someone in the state of New York needs essential services, but people often don’t know where to turn. The United Way encourages people to pick up the phone and dial 2-1-1 (or 3-1-1 in the New York City area) to get answers and assistance. Dial now, or click here to locate the 2-1-1 service in your area.

Use this worksheet from the National Foundation for Credit Counseling (which has branches in Albany, Syracuse, Binghamton, Utica and Watertown) to determine your monthly balance or deficit. Then, use this worksheet in order to plan for short- and long-term goals.