Grace and Dan have two kids, and were forced to examine their spending patterns when Grace hit a brief period of unemployment. Now, Grace and Dan keep better track of their money, allocating specific amounts for everything from food and clothing to home renovations and Christmas presents to retirement. Dan and Grace prove that, with discipline, a tight budget can work for families. Grace says: ‘People ask me advice, but they don’t like to hear my answer sometimes.’ | • Watch Video

Tags: allocate, budget, discipline, employ, evaluate, expense, fiscal, money, monitor, save, spend, track