Are you at or near the limits on your lines of credit? Do you usually only pay the minimum on your credit cards? Are you thinking of borrowing money to pay your debts? Are creditors calling you regarding late payments? Does your financial situation weigh on your mind? If you answered ‘yes’ to any of these questions, credit counseling may be for you. Since 1972, Consumer Credit Counseling Service of Central New York (which also offers branches in other parts of the state, including an Albany branch and others) has been helping people just like you. Take control of your money and get on the right track to financial stability.

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